Forget everything
you know about mortgages
Instant everything • Best possible rates • No junk fees • Minimized cash to close
Forget everything
Lower rates, Smarter mortgages
Down payments as low as 1%* • Closing cost assistance up to $7,000* • FHA loans starting at 0%
We'll find the best mortgage rate for you, maximize the amount you can afford, minimize cash to close, and reduce total interest paid over time.
*100K in savings
Lower commission • Lower rates • Smart prepayments that save you big
We'll find the best mortgage rate for you, maximize the amount you can afford, minimize cash to close, and reduce total interest paid over time.
Affordable mortgages
Down payments as low as 1%* • Closing cost assistance up to $7,000* • FHA loans starting at 0% down with EPM
We'll find the best mortgage rate for you, maximize the amount you can afford, minimize cash to close, and reduce total interest paid over time.
Smart prepayments
Invest a little, save a lot • Prepayments decrease every month • Build x2 more equity
We'll help you make the smartest extra prepayments that decrease each month, directly reduce your principal balance, and build equity two times faster.
Refinance on time
Track rates, refinance when it's profitable • Lower your monthly payment • Customize the loan length
We'll keep track of your current mortgage relative to market interest rates and alert you when savings opportunities arise. Our customizable loan lengths can keep your pay-off plans on track while also reducing your monthly payment.
Extend your retirement
Stay in the home you love • Coordinate home equity draws with your 401K • Protect your wealth
A home equity conversion mortgage (HECM) is a FHA insured loan for principal residences of homeowners 62yrs or older. HECMs consume equity and do not require principal or interest payments. Owners are responsible for home maintenance, insurance and taxes.
Save money with Resgage
•
Forget everything you know about mortgage
•
Apply in 15 minutes•Get approved in 24 hours•Close in 15 days•
Wholesale options
Concierge service • Don't pay retail for your mortgage • Optimized options for every situation
We search hundreds of wholesale lenders to find the best interest rates and terms that translate into big savings. We pass those savings on to you, so that you can do things like afford more home, pay off existing debt, or save for retirement.
Down payment assistance
Get up to $7,000 with 1% down • Address based grants up to $5,250 • Lender funded 2/1 temporary buy downs
We search hundreds of wholesale lenders to find the best interest rates and terms that translate into big savings. We pass those savings on to you, so that you can afford more home, pay off existing debt, contribute to a child's college fund, or save more for retirement.
Discover deals on rates
'Par' rates with no added costs • Discount points for big savings • Lender credits when premiums are small
We programmatically review all available interest rates, discount points, and lender credits to find you the absolute best mortgage deal. Then we optimize your loan to minimize fees, total interest paid, and cash to close.
Boost credit fast
Get a credit plan • Follow the plan and enjoy savings • Increase your budget with lower PMI
We prepare a free credit improvement for your specific situation, so you can quickly optimize your credit score to access the best possible interest rates.
Transparent costs
No hidden fees • Only pay for underwriting and a broker fee • No credit, processing, or additional junk fees
We prepare a free credit improvement for your specific situation, so you can quickly optimize your credit score to access the best possible interest rates.
Each borrower
has a story
Sara wanted to buy her first home.
She was going to wait years to save for a down payment, but we found her a loan program with a lower down payment, so she should buy her first home sooner.
Pre-qualify instantly
Upgrade to under written approvals in 48 hours
Instant pre-quals
Underwritten appr.Underwritten approvals
Soft credit pull
Hard credit pull
Automated DTI calculation
Reviewed by an underwriter
Self-reported assets
Bank statements collected
To preview buying power
To make guaranteed offers
Close in 15 days
(1) Upload a signed contract
Once you upload a signed contract, you'll receive initial disclosure and your official loan estimate within 24 hours.
Close in 15 days
Once you sign initial disclosures, we will help you close in 15 business days or less.
Apply now(1) Upload a signed contract
Once you upload a signed contract, you'll receive initial disclosure and your official loan estimate within 24 hours.
RESGAGE
Residential Mortgage Loan Corp.
Buy
Get affordable mortgages with down payment assistance and low interest rates.
Pre pay
Make smart prepayments that reduce over time and maximize your savings.
Refinance
Automatically track interest rates and refinance when it's most profitable.
Retire
Use mortgages to back up your retirement portfolio, retire early, and maximize returns.